Three generations of a family smiling together outside their home
CoverRoot Risk Solutions · FSP 56068

Funeral cover that stands with your family.

Simple, affordable funeral insurance for South African families. Cover yourself and the people you love, estimate your premium and apply online in minutes.

Authorised FSP 56068 Cover the whole family OTP-signed applications

Estimate your premium

Drag the slider to see your monthly premium.

1 person · R 50 000 total cover
Estimated monthly premium
R 335,00 per month
Start a full application

Illustrative pricing only. Includes the R25 monthly admin fee. Not a binding quotation. Assumes the same cover for each person, priced on the oldest person's age.

Online application in minutes One monthly premium for the family Clear waiting periods, explained upfront Real people to speak to
R95funeral cover from, per month
R100 000maximum cover per member
8insured members on one policy
4short steps to apply online
Our cover

Protection that fits your family

Choose everyday funeral cover for your immediate family, or add practical value-added benefits for the moments that need more support.
Core cover

CoverRoot Funeral Cover

Straightforward funeral cover for you and your immediate family, with clear premiums and an online application that takes minutes.

from R95 per month
  • Cover from R25 000 to R100 000 per member
  • Add a spouse, children, parents and extended family
  • Accidental death cover from day one
  • One monthly debit order for the whole family
Value-added

CoverRoot VAPS Funeral

Our value-added funeral product pairs family cover with practical support benefits, so arrangements are handled with less stress.

from R130 per month
  • Everything in CoverRoot Funeral Cover
  • Value-added funeral arrangement support
  • Repatriation benefit within South Africa
  • Grief support and memorial keepsake
Coming soon

Short-term insurance

We are preparing cover for your home, contents and personal lines, launching in the new year.

  • Building the same simple, human experience
  • One partner for funeral and short-term cover
  • Join the interest list for launch updates

Product features and premiums shown are illustrative for this prototype and subject to CoverRoot's final policy wording.

Why CoverRoot

Insurance that feels human

We are building a financial services partner that explains things clearly, answers when you call and grows with your family.
01

Family-first cover

One policy for the policyholder, a spouse, children, parents and extended family.

02

Clear, upfront pricing

See your estimated premium before you apply, with the monthly admin fee shown separately.

03

A calm application

Four short steps, an OTP signature and a confirmation SMS with your policy number.

04

People who answer

Talk to a consultant about cover, claims or changes when you need to.

How it works

From quote to cover in three steps

No paperwork queues and no jargon. Apply online and we will confirm the details with you.
1

Choose your cover

Pick funeral cover or VAPS funeral and choose a cover amount for each member.

2

Add your family

Capture the people you want to protect. Your premium is calculated from the oldest member covered.

3

Verify and activate

Sign electronically with an OTP and receive your policy number and confirmation by SMS.

Compare

Two ways to protect your family

Both products cover accidental death from day one and natural death after a six-month waiting period.
What you getCoverRoot Funeral CoverCoverRoot VAPS Funeral
Cover per insured memberR25 000 – R100 000R25 000 – R100 000
Maximum insured membersUp to 8Up to 12
Accidental deathFrom day oneFrom day one
Natural death waiting period6 months6 months
Funeral arrangement support—Included
Repatriation within South Africa—Included
Grief support helpline—Included
Monthly admin feeR25R35
Client stories

What families say

These are sample testimonials for layout review. Approved client quotes will replace them before launch.

The application was quick and the consultant explained exactly what my family is covered for. It felt personal, not like a call centre.

Nomsa M.
Sample testimonial · Johannesburg

I added my mother and two children on one policy. Having one monthly premium makes budgeting much easier.

Sipho D.
Sample testimonial · Pretoria

What stood out was the follow-up. Someone called me back the same day and walked me through the waiting period.

Anele K.
Sample testimonial · Durban
Not ready to apply?

Let us call you back.

Leave your details and a CoverRoot consultant will help you choose the right cover for your family — no obligation.

  • Understand the cover and waiting periods
  • Compare funeral cover and VAPS funeral
  • Add or change family members on a policy
Demo form: enquiries are saved in your browser only.

Ready to protect the people who matter?

Estimate your premium, add your family and sign online. If you would rather talk it through first, we are one call away.