Three generations of a family smiling together outside their home
About CoverRoot

A new financial services partner, built around real families.

CoverRoot Risk Solutions (Pty) Ltd is a newly established South African financial services provider. We focus on funeral cover today and short-term insurance in the new year.

Why we exist

Cover should be understood before it is needed.

Too many families only discover how a policy works when they claim. We want to change that by explaining cover clearly at the start, keeping the application simple and staying reachable after the policy is issued.

As an authorised Financial Services Provider (FSP 56068), we are building our business on straightforward products, honest conversations and a service experience that respects the people behind the policy.

“A policy is a promise. It should be explained plainly, priced clearly and honoured without a fight.”
The CoverRoot team
What we stand for

Four commitments

These principles guide how we design products, write policy documents and talk to clients.

Family first

Products that recognise how South African families actually support one another.

Clear terms

Waiting periods, exclusions and claim steps explained before you sign, not afterwards.

Human service

A real person to speak to about your cover, your claim and your questions.

Room to grow

A product roadmap that adds short-term cover without asking you to start over with a new provider.

Where we are going

Funeral cover now, short-term insurance next.

We are launching with funeral cover and a value-added funeral product. In the new year we intend to add short-term insurance so families can manage more of their risk with one partner.

  • Funeral cover — available now
  • VAPS funeral cover — available now
  • Short-term insurance — in development

Regulatory information

CoverRoot Risk Solutions (Pty) Ltd is an authorised Financial Services Provider, FSP 56068.

Product names, benefits and premiums on this website are illustrative for a prototype and do not constitute financial advice or a binding offer of insurance.

For product enquiries, contact hello@coverroot.co.za or 010 123 4567.

From R95 pmGet cover